Privacy Policy

This Privacy Policy describes how the FundVana iOS app and the fundvana.com website (the “Services”) handle information. “We,” “us,” and “our” refer to the operator of fundvana.com. This page is a consumer-facing summary for App Store and website use; it is not legal advice.

1. Who this applies to

This Policy applies to visitors of fundvana.com and users of the FundVana iOS app. Apple has its own privacy practices for App Store purchases, Apple ID, and device services.

2. No FundVana account

FundVana does not require you to create a FundVana account, email, or password on our servers. We do not operate a FundVana backend that stores your plan for cloud inference or support login.

3. Information on your device

Depending on the features you use, the app may store on your iPhone:

• Annual spending, savings, monthly additions, and return assumptions you enter
• Account balances and labels (for example 401(k), IRA, Roth IRA, HSA, brokerage, cash)
• Household or partner details if you add them (Premium)
• What-if previews, FIRE mode choices, and timeline events
• Preferences such as currency, appearance, Face ID lock, and reminder settings
• Plan export files you create through the in-app export feature

This is financial planning information you enter. FundVana does not pull live market or bank data. Results depend on the numbers you type.

4. How we use information

We use information to:

• Project your FI month, climb chart, Retirement Atlas, what-ifs, and (with Premium) simulation odds on your device
• Remember settings you choose in the app
• Respond to support emails you send us
• Unlock Premium after Apple confirms a subscription

We do not sell your personal information. We do not use your plan for third-party advertising. The app’s privacy manifest declares no data collection for tracking and no tracking domains.

5. Purchases

Premium subscriptions (com.fundvana.premium.yearly, com.fundvana.premium.monthly) are sold through Apple’s App Store. Apple processes payment and subscription status. We receive only what Apple provides to validate entitlements, not your full payment history on our servers.

6. Export and import

You may export or import a plan file through features in the app. Those files stay under your control (for example Files, iCloud Drive, or email). We do not receive them unless you send them to us for support.

7. Website

fundvana.com serves this policy, terms, and support pages. Standard web logs (IP address, browser type, pages viewed) may be kept by our hosting provider for security and operations. We do not use the marketing site to collect your plan.

8. Children

The Services are not directed to children under 13, and we do not knowingly collect their information.

9. Changes

We may update this Policy. The “Last updated” date at the top will change when we do.

10. Contact

Questions: support@fundvana.com. See also Terms of Use and Support.